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"Marine Insurance is said to be Mother of all Insurances”.

In Marine Insurance coverage is provided for goods in transit for both Import and Export and the mode of conveyances on waterways, air and land routes Marine Cargo Insurance is divided mainly into three segments i.e.


The goods are covered from warehouse to warehouse the contract is usually on C&F and CIF basis.


The goods are covered from warehouse to warehouse. The contracts can be CIF and FOB basis.

Inland Transit

The goods are covered from anywhere in Pakistan to anywhere in Pakistan.

The covers with respect to above segments are granted as per London Institute Cargo Clauses A, B & C.

Whereas clause “A” provides widest and most comprehensive cover while clause “C” provides the narrowest scope of cover.