The Board of Directors is collectively responsible for determining the strategic orientations of the company, ensuring its implementation and establishing the internal framework for oversight of Executive Management.
The Executive management team supports the Chief Executive in managing EFU's businesses and are responsible for developing and delivering strategy and priorities approved by the Board.
Chairman
Vice Chairman
Director
Director
Director
Director
Director
Managing Director & Chief Executive Officer
Mr. Kamran Arshad Inam completed his MBA in Finance from the Institute of Business Administration – IBA in 2001 and completed his BE in Mechanical Engineering from NED in 1996.
Mr. Kamran, started working for ENAR Petrotech in 1996 followed by a stint in Indus Motor. He also worked in Shahbaz Garments who are owned by Midas Safety a Canadian-based group. He was responsible for the gloves and chemical division from Pakistan, Dubai and Srilanka and was partially based in all three locations during 1998 to 2003.
He joined EFU in risk management department in 2003 and later on got involved with Property and Engineering departments as well. He has been leading the Property and Risk Management department since 2012. He was promoted as Deputy Managing Director (Technical) in 2019 and was responsible for all the technical departments of the company as well as the branch network across the country and in December 2021, he was promoted as Joint Managing Director.
He was elected at IAP’s Executive Committee as Vice Chairman in 2019. Prior to this, he had been the head of the Property Committee at the IAP.
He was involved in all major infrastructure and industrial projects mainly driven by International Lenders in addition to all number of CPEC and lender driven projects since 2014.
Kamran Arshad Inam, M.B.A, B.E
Najmul Hoda Khan, F.C.A, F.P.F.A
Amin Punjani, A.C.A, F.C.C.A
Ali Ghulam Ali, F.C.A
Nudrat Ali
S. Salman Rashid
Imran Ahmed, M.B.A., B.E., A.C.I.I.
Khan Muhammad Anwer Pasha
Syed Muhammad Haider, M.Sc.
Abdul Sattar Baloch
Aftab Fakhruddin, B.E., Dip C.I.I.
Khurram Nasim, B.S. (Ins. Mgmt)
M. Shehzad Habib
Salim Razzak Bramchari, A.C.I.I.
Abdul Wahid
Khalid Usman
M. Shoaib Razzak Bramchari
Mian Ross Masud, M.B.E.
Muhammad Sohail Nazir, M.Sc., A.C.I.I.
Musakhar-uz-Zaman, B.E.
Abdul Majeed
Ali Rafiq Chinoy
Badar Ameen Sissodia
Faisal Gulzar
Muhammad Arif Khan
Muhammad Naeem, A.C.I.I.
Munawar, F.C.A.
Nadeem Ahmad Khan
Shamim Pervaiz, M.B.A.
Shazim Altaf
Jahangir Anwar Shaikh
Abdul Wahab Polani
Ali Safdar
Muhammad Khalid Saleem
Mohammad Iqbal Dada, M.A., A.C.I.I.
Syed Kamran Rashid
Agha Sakhawatullah Khan
Ali Kausar
Abdul Wahab
Adeel Ahmed
Javed Akhtar Shaikh
Mohammad Arif
Muhammad Arfeen
Muhammad Reyaz Ahmed
Kausar Ali Zuberi
Mazhar H. Qureshi
Rashid Habib
Rizwan Siddiqi
Saad Anwar
Saad Reyaz
Salma
Syed Ashad Hussain Rizvi
Syed Imran Zaidi
Syed Shahid Mehmood
Tauqir Hussain Abdulla
Muhammad Sheeraz, M.B.A.
Syed Amir Aftab
Syed Asim Iqbal, M.B.A.
Muhammad Naeem
Mr. Saifuddin N. Zoomkawala has been associated with EFU Group since 1964. He also worked as General Manager for Credit Commerce Insurance Company at UAE, an insurance company of EFU group. He served as Managing Director of EFU General Insurance Limited from July 10, 1990 till July 2011 when he was elected Chairman of the Company.
He is Chairman of EFU Health Insurance Limited, EFU Services (Pvt.) Limited and Director of EFU Life Assurance Limited, all being EFU Group Companies. He was Chairman of EFU Life Assurance Limited from February 1999 to July 2011.
He is on the Board of Governors of:
Mr. Hasanali Abdullah is Chartered Accountant and Certified Director from Pakistan Institute of Corporate Governance (PICG). He is associated with EFU General Insurance Limited since 1979 and was Managing Director & Chief Executive of the company from 2011 to July 2023. He is Director of EFU Life Assurance Limited, EFU Health Insurance Limited, EFU Services (Private) Limited, Tourism Promotion Services (Pakistan) Limited (owners of Serena Hotels), Honorary Treasurer of Aga Khan Hospital & Medical College Foundation, Member of National Committee of Pakistan Branch of Aga Khan University Foundation Geneva.
He has served on the Boards, Council and Committees of various Aga Khan Development Network institutions from 1976 to 2002. He has been Chairman of Insurance Association of Pakistan for 2008, 2010-11 and 2016-17, Chairman of Pakistan Insurance Institute 2014-15 and from January, 2020 to July, 2020, Director of PICG for 2011, Executive Committee Member of Federation of Pakistan Chambers of Commerce & Industries for 2011 & 2017, Director of Institute of Financial Markets of Pakistan from 2016 to 2022 and Vice President of German - Pakistan Chamber of Commerce & Industry from 2021 to 2022.
Mr. Abdul Rehman Haji Habib belongs to Business community. He was Chairman of Arag Group. In 1971-72 he was President of Karachi Chamber of Commerce & Industry and in 1976-77 he was President of the Federation of Pakistan Chamber of Commerce & Industry.
Daanish Bhimjee has been working in the financial services sector for over 15 years. His most recent position was with Standard Chartered Bank, where he was a Managing Director in charge of Financial Institutions Investment Banking for Africa and Middle East. Prior to that he was with Barclays Investment Bank and Rothschild in the UK.
Daanish has advised insurance, bank and government clients on a wide variety of M&A, strategic advisory and capital raising projects across Europe, Middle East and Africa. He has worked on projects in over 20 countries and advised on transactions with aggregate valuations in excess of $150 billion.
Daanish is a chartered accountant from the Institute of Chartered Accountants of England and Wales. He has a degree in Economics from the University of Cambridge.
Mr. Taher G. Sachak is a graduate in Business Studies from Bournemouth University, and also has a post-graduate Diploma in Management Studies from Liverpool University. Following his studies, he joined the British Civil Service and after 5 years decided to pursue a career in life assurance. He held executive positions in major UK Life Assurance Companies, Allied Dunbar, Trident Life and finally Century Life before coming to Pakistan in 1994 to join EFU Life.
He is also Chief Executive & Managing Director of EFU Life Assurance Limited and Vice Chairman of EFU Health. He is also a “Certified Director” from Pakistan Institute of Corporate Governance.
Mr. Ali Raza Siddiqui is a Partner at JS Private Equity and previously was an Executive Director at JS Investments. Prior to 2005, he was an Assistant Vice President at AIM Investments in the United States, a wholly-owned subsidiary of INVESCO. At AIM, Mr. Siddiqui specialized in fixed income securities and was part of a team responsible for the management of over US $ 60 billion in assets.
Mr. Siddiqui holds a Bachelor's Degree from Cornell University, USA, with double majors in Economics and Government. He serves as a Director on the Boards of Jahangir Siddiqui and Company, EFU Life Assurance, EFU General Insurance and Fakher-e-Imdad Foundation.Mr. Siddiqui also serves as a Trustee at the Organization for Social Development Initiatives (OSDI) and public policy think tank Manzil Pakistan.
Mr. Muhammed Iqbal Mankani is a veteran of the insurance industry both in Pakistan and the United Arab Emirates and has spent more than fifty years in insurance. He started his career with Eastern Federal Union Insurance Co. in 1968 as Junior Officer. In 1970 he helped set up the first Branch of EFU in SITE Karachi.
Mr. Mankani was sent on deputation in 1975 to Credit & Commerce Insurance Co. Dubai, (which later was renamed Alliance Insurance Co) a joint venture of EFU where he worked in various Senior Positions until 2001.
In 2001, Mr. Mankani was requested by the Executive Office of His Highness, Ruler of Dubai and Dubai Islamic Bank to help set up the first local Takaful company Dubai Islamic Insurance & Reinsurance Co and joined them as General Manager. On behalf of this company, Mr. Mankani helped set up a Takaful company in Kuwait, Boubyan Takaful Insurance owned by the Boubyan Bank in 2009. He was also a Board Member of Amity Health, a joint venture between Dubai Islamic Insurance and AGILITY Health of South Africa. He remained with Dubai Islamic insurance as the General Manager and Chief Operating Officer until 2012. He then set up his own Consulting Company M.I.M. Business Consultants in Dubai as Consultants to Dubai Airports Authority for a period of two years helping them with their insurance program until 2014. He later moved to Canada in 2015.
Mr. Mankani is a qualified Director of Education in Corporate Governance and is a frequent speaker at seminars and also advises various companies on the subject of Corporate Governance with particular interest in family-owned businesses.
Mr. Mankani has been part of the UAE Insurance industry for the last 44 years and has twice been elected member of the UAE Insurance Business Group under the Dubai Chamber of Commerce representing the Takaful industry until 2012. He was instrumental in training and introducing many UAE Nationals into the Insurance industry through frequent lectures in the Emirates Institute of Finance and Banking in Sharjah.
He has been a frequent speaker at many insurance seminars in Barcelona (Spain), Malaysia, Bahrain and UAE and has published several articles on the performance of Takaful business in the UAE.
Mr. Mankani is an active member of the Canadian Business Council in Dubai, Institute of Insurance and Risk Management Canada and Canadian Marketing Association.
Mr. Lotia started his insurance career in April 1974, then trained at the M&G Reinsurance Company UK. From April 1977 he worked with Adamjee Insurance Company Ltd and Commercial Union Assurance Pakistan Branch and overseas with Abu Dhabi National Insurance Company. On return to Pakistan in August 1991 joined EFU General Insurance Limited and retired in December 2020.
Mr. Lotia has remained associated with the Insurance Association of Pakistan in various capacities since 1980 and served on nearly all technical committees. He was Chairman for the year 2014-2015 and 2019.
He is an Associate of The Chartered Insurance Institute of UK and a certified director by PICG.
Mr. Saad Bhimjee is an Insurance and Risk Management professional with over thirteen years of experience in Canadian and UK markets. He was most recently working for Aon Canada as Senior Vice President and based in their Vancouver office. Prior to joining Aon Canada he worked for United Insurance Brokers (UIB) in London with a focus on Middle East & Asian countries including Pakistan. Saad Bhimjee holds a Bachelor's degree in Economics from University College London (UCL) and a Master's degree in Insurance & Risk Management from Cass Business School London. He also has an ACII designation.
Mr. Rafique R. Bhimjee has a B.Sc (Hons) in Management Science from the University of Warwick and an M.B.A in Finance from City University, London. He is also a “Certified Director” from Pakistan Institute of Corporate Governance.
He has worked overseas in Merrill Lynch Asset Management, New York and Abu Dhabi Investment Authority.
Mr. Rafique R. Bhimjee was the Chairman of EFU General Insurance Limited from February 1999 to July 2011 and became Chairman of EFU Life Assurance Limited in July 2011. He is also Director of EFU Health Insurance Limited, EFU Services (Pvt.) Limited and is also Executive Director of International Foundation and Garments (Pak) (Pvt.) Limited.
Mr. Tanveer Moledina is a Chartered Accountant from Institute of Chartered Accountant of Pakistan. He has extensive experience of over 30 years in senior financial management positions.
He was Chief Financial Officer and Company Secretary of Merck Group companies including Merck Pakistan (Pvt.) Limited, Merck Pharmaceutical (Pvt.) Limited, Merck Specialties (Pvt.) Limited.
He was previously working in the Middle East, in Novartis Saudi Arabia Limited and Saudi Pharmaceuticals Private Limited in the capacity of Chief Financial Officer.
Yasmin Hyder has 35 years of work experience primarily in trade, marketing and communication, gender, businesswomen networks and HR/knowledge events with both local and international organizations. She is deeply passionate about building peace across borders and contributing to an inclusive environment for women professionals through initiatives that foster economic empowerment and global integration. She is CEO of New World Concepts, a management and marketing consulting practice based in Karachi and President, Pakistan Women Entrepreneurs Network for Trade (WE-NET) - a national representative platform for women SME's, established with support of the World Bank Group and Australian Government.
Yasmin was a pioneer in 2001 setting up a 100% women owned business and worked with leading MNC's in Pakistan ESP Pharma, FMCG, Oil and Gas, Insurance and Financial sector and consults with the World Bank IFC Group. She instituted an annual learning event in 2012, the International Women Leaders’ Summit which to date has hosted 170 speakers from 44 countries.
Yasmin is a Certified Board Director; Member, Board of Advisors, Women on Boards Trust Pakistan; Founding Member, US Pakistan Women's Council; Chairperson, International Women Leaders’ Summit; Advisor to the Board, Special Olympics Pakistan; Certified Business Edge Trainer of IFC World Bank Group; Member UNCTAD-ITC '20 Global Women Entrepreneurs' Trade Mission to Canada; Winner of Rotary International GSE Award and recipient of FCO Award, UK. She acquired a Post Graduate degree from Cardiff Business School, University of Wales, UK with distinction in International Business after graduating from IBA, Karachi with MBA in Finance & Marketing. She successfully completed the Executive Leadership Course in July 2019 at Crawford School of Public Policy, Australia National University, Canberra.
Mr. Kamran Arshad Inam completed his MBA in Finance from the Institute of Business Administration – IBA in 2001 and completed his BE in Mechanical Engineering from NED in 1996.
Mr. Kamran, started working for ENAR Petrotech in 1996 followed by a stint in Indus Motor. He also worked in Shahbaz Garments who are owned by Midas Safety a Canadian-based group. He was responsible for the gloves and chemical division from Pakistan, Dubai and Srilanka and was partially based in all three locations during 1998 to 2003.
He joined EFU in risk management department in 2003 and later on got involved with Property and Engineering departments as well. He has been leading the Property and Risk Management department since 2012. He was promoted as Deputy Managing Director (Technical) in 2019 and was responsible for all the technical departments of the company as well as the branch network across the country and in December 2021, he was promoted as Joint Managing Director.
He was elected at IAP’s Executive Committee as Vice Chairman in 2019. Prior to this, he had been the head of the Property Committee at the IAP.
He was involved in all major infrastructure and industrial projects mainly driven by International Lenders in addition to all number of CPEC and lender driven projects since 2014.
Mr. Saifuddin N. Zoomkawala has been associated with EFU Group since 1964. He also worked as General Manager for Credit & Commerce Insurance Company at UAE, an insurance company of EFU group. He served as Managing Director of EFU General Insurance Limited from July 10, 1990 till July 2011 when he was elected Chairman of the Company.
He is Chairman of Allianz EFU Health Insurance Limited, EFU Services (Pvt.) Limited and Director of EFU Life Assurance Limited, all being EFU Group Companies. He was Chairman of EFU Life Assurance Limited from February 1999 to July 2011.
He is Director on the Board of German Pakistan Chamber of Commerce and Industry and is on the Board of Governors of:
Mr. Saifuddin N. Zoomkawala has been associated with EFU Group since 1964. He also worked as General Manager for Credit & Commerce Insurance Company at UAE, an insurance company of EFU group. He served as Managing Director of EFU General Insurance Limited from July 10, 1990 till July 2011 when he was elected Chairman of the Company.
He is Chairman of Allianz EFU Health Insurance Limited, EFU Services (Pvt.) Limited and Director of EFU Life Assurance Limited, all being EFU Group Companies. He was Chairman of EFU Life Assurance Limited from February 1999 to July 2011.
He is Director on the Board of German Pakistan Chamber of Commerce and Industry and is on the Board of Governors of:
Mr. Saifuddin N. Zoomkawala has been associated with EFU Group since 1964. He also worked as General Manager for Credit & Commerce Insurance Company at UAE, an insurance company of EFU group. He served as Managing Director of EFU General Insurance Limited from July 10, 1990 till July 2011 when he was elected Chairman of the Company.
He is Chairman of Allianz EFU Health Insurance Limited, EFU Services (Pvt.) Limited and Director of EFU Life Assurance Limited, all being EFU Group Companies. He was Chairman of EFU Life Assurance Limited from February 1999 to July 2011.
He is Director on the Board of German Pakistan Chamber of Commerce and Industry and is on the Board of Governors of:
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