What is Electronic Equipment takaful
This protect an owner as the operator, lessor, maintainer, the hirer of any electronic equipment. The term “electronic equipment” comprises, in the context of this Takaful, all electrical and electronic systems such as:
Electronic Equipment Takaful Provides:
- Electronic data processing (EDP) equipment
- Electrical equipment for medical use
- Communication facilities
- Lighting and navigation facilities
- Equipment for research and materials testing
This type of Takaful covers sudden & unforeseen physical damage due to:
- Human Influence:
Covers accidental damage where the equipment may drop whilst move around, faulty operations, negligence or malicious damage.
- Technical Influence:
Arise inside a machine due to electrical failure of any component indirectly due to failure of protection devices which may or may not be the part of machine e.g, voltage fluctuation in stabilizers.
- External Influence:
This is the area of hazards we fear most e.g, fire lighting, explosion smoke, soot, corrosion, water, dust, flood, moisture, theft, burglary, earthquake, windstorm and losses occurring due to any other causes not specified in the exclusions.
Risk Covered:
- Fire, lightning, explosion
- Smoke, soot, corrosive gases
- Water and humidity
- Failure of air conditioning
- Short circuit and other electrical causes
- Design, manufacturing
- Assembly and erection faults
- >Defects in casting and material
- Workshop errors Bad workmanship
- Faulty operation
- Lack of skill
- Gross negligence
- Malicious acts of workmen, employees, third parties
- Burglary
- Hail, frost
Why I need E.E.I?
As with all types of takaful, your electronic equipment’s need to be protected by any unforeseen event.
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