Accidents are sudden and unexpected but definitely are not forgotten easily unless get healed without any pain. Don’t suffer by accidents rather overcome them. Get a thorough protection against unforeseen accidents for you and your family through Personal Accident insurance policy which provides comprehensive coverage. EFU General’s Personal Accident Insurance Policy is the best choice as we are providing coverage against accidental death, disability, medical expenses and many other benefits in the event of any sudden, violent and unforeseen accident.
Double the benefit in case of the accident arises from a mishap to a Passenger Lift or to a Railway Train, Tramcar, Omnibus or other Licensed Vehicle (not being an Aircraft) plying for public hire on any road, street or other public place, on land in or by which the insured is travelling as a passenger, in any part thereof, intended for the conveyance of passengers or is sustained in a Burning Building in which the Insured has remained continuously from the outbreak of the fire and such accident entitles the insured to compensation under the Policy.
Benefit against the risk of riot and terrorism in Pakistan only if it results into death or disablement of the person provided the person should be the victim of the terrorist act and shouldn’t be involved in performing the said act.
Coverage against the risk of murder, drowning, dog bite and snake bite if it results into death or disablement of the person.
Cover is provided for unlimited air travels as fare-paying passenger by regular airlines over established routes.
Coverage for transportation charges of the mortal remains to the heirs or the place of funeral.
Emergency medical evacuation benefit
| S.No | Benefits | Compensation as % of sum insured |
|---|---|---|
| a. | Accidental Death | 100.00% |
| b. | Loss of two limbs or both eyes or one limb and one eye | 100.00% |
| c. | Loss of arm above the elbow | 50.00% |
| d. | Loss of arm below the elbow | 45.00% |
| e. | Permanent total deafness (both ears) | 50.00% |
| f. | Permanent total deafness (one ear) | 10.00% |
| g. | Loss of one eye | 50.00% |
| h. | Loss of thumb | 17.50% |
| i. | Loss of index finger | 12.50% |
| j. | Loss of any other finger | 5.00% |
| k. | Loss of leg above knee | 50.00% |
| l. | Loss of leg below knee | 35.00% |
| m. | Loss of big toe | 5.00% |
| n. | Loss of any other toe | 3.00% |
| o. | Other Permanent Total Disablement (Compensation shall be payable until sum insured is reached) |
5.00% per annum |
| p. | Temporary Total Disablement (Compensation shall be payable upto 52 weeks but upto the sum insured) |
0.60% per week with maximum of PKR 1,800 |
| q. | Temporary Partial Disablement (Compensation shall be payable upto 52 weeks but upto the sum insured) |
0.20% per week with maximum of PKR 600 |
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The description mentioned about each insurance on this website is for our client's and customer's information and knowledge only. The benefits offered by these insurances as described herein will be completely dependent on the policy terms, conditions, limitations and exclusions and therefore the information provided through our website should not be misinterpreted.
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