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Commercial Vehicle

We value every vehicle

Commercial Vehicle Insurance

The company will indemnify the insured against the loss of or damage to the vehicle and its accessories.

Commercial Vehicle Insurance Covers:
Accidental external means
Fire external explosion self-ignition or lightning or frost
Burglary house-breaking or theft
Riot and Strike
Malicious act
Flood, hail, wind, hurricane, cyclone, tornado or typhoon
Earthquake volcanic eruption or other convulsion of nature
Whilst in transit by air road rail inland waterway lift or elevator
CV-4 clause is applicable on commercial vehicles. Terms and conditions apply.

Liability to Third Parties:

The company will indemnify the insured in the event of accident caused by or arising out of the use of the Motor Car against all sums including the claimant’s costs and expenses which the insured shall become legally liable to pay in respect of:

  • Death or bodily injury
  • Damage to property other than property belonging to the insured
The company will pay all costs and expenses incurred with its written consent. Limit applies.
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FAQs

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What is Motor insurance?

Motor insurance can be purchased for cars, trucks, motorcycles and commercial vehicles. It is a financial agreement between an insured and insurer where insurer, gives financial coverage to the insured in return of the premium paid annually.

What documents are required for buying an insurance policy?

For buying an insurance policy, you need to submit your card registration copy and NIC.

What shall be the process for renewal of the policy?

The renewal notice shall be sent to you one month prior to the expiry of the policy after which you may contact the relevant branch for renewal of the policy.

Can a policy be taken for an unregistered vehicle?

Insurance can be taken for an applied for registration vehicle however, the registration documents should be provided within 15 days.

What is a cover note?

It is a temporary document given to the insured as a proof of insurance which is valid for 7 days. In this duration the insured can make the payment and then this document is void and the policy is issued.

In whose name should the policy be taken?

The policy should be taken in the name of the registered owner of the vehicle.

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Disclaimer

The description mentioned about each insurance on this website is for our client's and customer's information and knowledge only. The benefits offered by these insurances as described herein will be completely dependent on the policy terms, conditions, limitations and exclusions and therefore the information provided through our website should not be misinterpreted.

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