Explosion

loss or damage directly caused by explosion.

Aircraft damage

loss or damage directly caused by aircraft or other aerial devices or articles dropped.

loss or damage caused by the impact of any road vehicle.

loss or damage directly caused by storm, cyclone, typhoon, tempest, hurricane, tornado, flood and inundation.

Loss or damage (including loss or damage by fire) to any of the property insured occasioned or by through or in consequence of earthquake excluding flood overflow etc.

loss or damage caused by act of any person taking part together with others in any disturbance of public peace or action of any lawful authority in suppressing such disturbance or willful act of any striker or locked out worker.

loss or damage by person acting out of personal or private malice.

Burglary is house breaking accompanied by actual forcible and violent breaking into or out of the premises (e.g home, mill, shop, godown).

Electrical Clause 'B'

Your investment in your property and its contents is protected via fire and allied perils insurance. In case significant damage caused by fire and allied perils. You can claim the loss from us ensuring your financial stability and business continuity.